Testimonials & Reviews Leave Review

There is nothing better than receiving sincere thanks from my clients for a job well done. Some of my clients have shared their thoughts with you below.

Aaron was a pleasure to work with! My client was very pleased with the entire process and Aaron was there every step of the way. Highly recommend!

Aaron recently guided us through a refi and we were extremely satisfied with our experience. Aaron was very knowledgeable and super friendly and made us feel comfortable with the whole process.

As a real estate broker, I have worked together with Aaron for several buyers. His service and knowledge is always over the top spectacular. If you need help with a mortgage, he is your guy. Or should be.

Aaron has your best interest at heart, and it shows in every single interaction. He has helped us with multiple client transactions, and in every single case, our clients were incredibly pleased with his patience and care in helping them understand their financial situations and options. If you or your client's are looking for rock-solid, personalized guidance through the mortgage process, Aaron Hoy is your guy.

I met Aaron years ago when I was a realtor. During that time we met multiple times as networking between lenders and realtors is a very common practice, beneficial for both! I knew that I planned to use Aaron as my lender if at all possible because the trust developed. Little did I know that purchase would be across the country!

Fast forward to now: Today we closed on our home! Aaron earned his license to help with loans in Florida and my wife and I couldn't be happier that Aaron and I kept in touch! The loan process went pretty smooth! Since Florida will have some different laws, Aaron was open about where he had areas to figure out... which I appreciate! Aaron is easy to reach and always willing to help! If you call when he's in a meeting he will get right back or make it easy to schedule a time to chat. Also, he is very responsive on text and email.

If your looking to buy now, trying to figure out if your in a position to buy, or need to know what you should do to prep yourself to be in your own home in the next handful of years... reach out to Aaron! Even if your not in his currently licensed area, ask! He may just be looking to expand....it worked for my family!

If I had not picked up the phone that afternoon to give Aaron a call and explain my situation, after two bad experiences with other lenders- I would still be just hoping to buy a home, but now I can say my husband and I are home owners!! Thank you so much for everything you endured with us! Even when things shifted or changed you were right there with other ideas and never lost faith in us. We are proud to say we worked with Aaron Hoy and will gladly refer to anyone we know looking to refinance or purchase a home! Words will never express our full gratitude 💝

Aaron is amazing. We bought our first house thanks to him! He was so helpful and kind throughout the entire process. I highly recommend him to anyone looking to get a home loan!

Aaron Hoy was extremely helpful and informative in obtaining my VA home loan. He kept me up to date and always followed up when I had questions. If you want to streamline and make the VA home loan process as smooth as possible, Aaron Hoy at Capstone Home Loans is highly recommended!

Aaron was amazing throughout the home buying process. Transparent and will take the time to assist you to tailor to your financing needs and goals. I will look forward to working with him again in the near future for my next home.

We bought a house!! Thanks to Aaron G Hoy with Capstone Home Loans. Working with this company was an amazing experience!! Everyone we worked with at Capstone throughout this process was very nice. You can trust this company to take care of you.

We are first time home buyers and had a lot to learn about the home buying process. Aaron is such a caring, fun, outgoing person. He is so easy to talk to and actually cares about his clients and what’s going on in their lives. I know if we ever need help or have questions down the road, I can go to him.

I really appreciate how helpful he was, how good he is at explaining, and his patience with us. We asked him LOTS of questions and a few times I was hesitant because I felt like it was a dumb question, but he would always reassure us “there’s no such thing as a dumb question with me”.

If you need a loan officer, Aaron is your guy!!